We are seeing an increase in Experts not checking the Answer box until they are completely finished, and then even only when the customer indicates satisfaction. Per the Expert Agreement, Answers must be posted as Answers, and Experts cannot disable rating scales to avoid negative ratings. We understand the desire to want to avoid those negatives, but everyone gets them at some point, and we cannot artificially prevent them in this way.
It's in the Expert's best interest to use the Answer checkbox because customers cannot rate if you don't. Sometimes they attempt to rate, it doesn't go through, so they just get a refund. Then the deposit is not available for an NCR either. Customers also cannot see and reply to your answer if they don't have a deposit. So if there are any payment issues, they can be caught early on before you've invested too much time. If you post your answers as IRs, this isn't caught by the system, and then they have no motivation to resolve their payment issue later if they've already read your answers for free.